FAQ
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AirAsia Insure Travel Protection  
1. Who provides my AirAsia Insure Travel Protection insurance cover?
AirAsia Insure Travel Protection is especially designed by Asia Insurance (Philippines) Corporation with your needs in mind.
2. What is my insurance coverage under the AirAsia Insure Travel Protection Program?
Your coverage shall include the following if you are an AirAsia or AirAsia X Guest traveling under the AirAsia Insure Travel Protection:

Personal Accident, Trip Cancellation / delay, loss of baggage / personal effects, accidental medical reimbursement and evacuation / repatriation expenses.

Coverage varies depending on your plan. Please consult the AirAsia Insure Travel Protection Product Description and Policy Policy Wording for a full description of the terms, conditions and exclusions of cover.
3. Does AirAsia Insure Travel Protection enforce an age limit?
Yes, the Guest must be at least 9 days old and not exceed 75 years of age to qualify for AirAsia Insure Travel Protection.

Infants between 9 days to 24 months old traveling with an Insured Adult are covered for free! A name is not required as long as it is acknowledged that an infant is on board with the Insured Adult. The Infant’s benefit is 10% of the Personal Accident Limit.
4. Do I need a medical examination to apply for any of the AirAsia Insure Travel Protection policies?
No. A medical examination is not required. However, please note that claims arising from pre-existing medical conditions are excluded under AirAsia Insure Travel Protection. Please see FAQ 1.5 for more information.

5. Can I still buy AirAsia Insure Travel Protection if I have a Pre-existing Condition?
Yes, however, AirAsia Insure Travel Protection has exclusions on Pre-existing Conditions as stated in the policy’s Full Terms and Conditions

"Pre-existing Condition" refers to injury, sickness, disease, illness or other medical conditions that required medical treatments before you purchase AirAsia Insure Travel Protection.
6. Can I pay extra to cover pre-existing medical conditions?
No, there is no option to pay extra to obtain cover for pre-existing medical conditions under the AirAsia Insure Travel Protection policies.
7. Can I amend my AirAsia Insure Travel Protection?
The AirAsia Insured Travel Protection cannot be changed once your Certificate of Insurance is issued even if you are postponing or extending your trip.
8. Can I cancel my AirAsia Insure Travel protection?
You may not cancel your AirAsia Insure Travel Protection.
9. Is AirAsia Insure Travel Protection premium refundable?
AirAsia Insure Travel Protection is non-refundable.

10. Do I have to carry a copy of my Certificate of Insurance with me when traveling?
No, you don’t need to carry a copy of your Certificate of Insurance. All you need is your Policy Number and the 24-hour Emergency Medical Services Hotline (+63 2 403 8503)
11. Am I required to carry any additional documents to proof my purchase when I am traveling?
No, your purchase confirmation is printed at the bottom of your AirAsia Itinerary.
12. What do I do if I did not receive or lost my Certificate of Insurance?
Your Insure Travel Protection was successfully processed if it is reflected on the Confirmation Page and in your AirAsia Itinerary. To get a copy, simply e-mail us your Policy Number (if available), Full Name, Flight Booking Number, Travel Dates, Date of Purchase and E-mail Address.
13. Where should I indicate my nominee for receiving benefits?
You don’t need to indicate a nominee for your AirAsia Insure policy! Flight or Personal Accident benefits paid due to a fatal accident will be made to the estate of the Insured while other benefits are paid directly to the Insured.

14. What happens to my AirAsia Insure Comprehensive Travel Protection if AirAsia reschedules my Return Flight to a later date?
Your AirAsia Insure Comprehensive Travel Protection is automatically extended to cover you up to a maximum of 3 days if your Return Flight is rescheduled by AirAsia to a later date.
15. How can I differentiate the AirAsia Insure Travel Protection plan that I have purchased?
Your AirAsia Insure Travel Protection plan is based on your paid premium.
Example:

Plan Rates Per Guest
AirAsia Insure Travel Protection (One-Way Plan) PhP 202.11 (inclusive of Taxes)
AirAsia Insure Travel Protection (Return-Trip Plan) PhP 329.75 (inclusive of Taxes)


16. How do I derive the cost per person for AirAsia Insure Travel Protection if my purchase of the Travel Protection is for more than one person under the same Travel Itinerary?
You may calculate the cost per person as follows:
(Total Premium) * divided by (Number of Persons) **

* Please refer to your Travel Itinerary
** Subject to Age Limit Condition i.e must be at least 9 days old and not exceeding 75 years of age
17. Where can I obtain the full terms and conditions of my AirAsia Insure Travel Protection?
The Full Terms and Conditions of your AirAsia Insure Travel Protection can be found in our Policy Wording and Product Description section respectively.
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